Haha, I’ve seen that happen more than once. You’re right, some of those “admin” fees are just...creative. There are legit costs, but sometimes it feel...

That’s honestly not a bad idea. The “bonus letter” thing gets a lot of folks—guidelines can be so literal it’s almost funny. Underwriters just love th...

Chasing that “perfect” rate is honestly like trying to catch smoke—by the time you think you’ve got it, something else pops up. You nailed it about th...

That’s honestly the perfect way to put it. I’ve seen folks roll their cards into a mortgage thinking it’s a magic fix, but then the “mess” just gets b...

Yeah, I’ve seen that play out more times than I can count—folks think they’ll be gone in a few years, then suddenly it’s ten years later and they’re s...

Yikes, that's rough—nothing like discovering surprise structural drama mid-box shuffle. 😬 Had a client once whose inspector missed termite dam...