Totally get where you’re coming from—my first house looked solid on paper, but once I started pulling up carpet and poking around, it was like opening...

That’s a good point about the funding fee exemptions—makes a big difference in the numbers if you qualify. I’ve noticed the same thing with points; so...

I get where you’re coming from, but I’ve actually seen the opposite happen too. Sometimes, “the shiny stuff” like a modern kitchen or updated bath can...

Couldn’t agree more on not chasing the “lowest rate” just for bragging rights. I’ve run the numbers so many times, and every time I get tempted by tha...