alexsewist
alexsewist
@alexsewist
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Topics: 0 / Replies: 8
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RE: Zero down vs. low down: Which route is better for homebuyers with military benefits?

I’ve seen a lot of folks get tripped up by the closing costs, just like you mentioned. People hear “zero down” and think they can walk in with nothing...

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RE: Is tapping home equity for cash really worth it?

I’ve seen this play out more times than I can count. Folks get dollar signs in their eyes thinking a fancy reno will pay for itself, but the reality i...

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RE: Why It Matters for Commercial Loans Texas

I hear you on the flood insurance thing—it’s wild how often I see that. Had a client last year, their property was on one of the highest points in the...

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RE: Did you know housing counselors can help with credit issues too?

I’ve seen this play out more than once. Folks think the lender’s got it covered, but those housing counselors dig deeper. Had a buyer last year who sw...

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RE: TAKING OVER SOMEONE ELSE'S FHA LOAN VS. GETTING A NEW ONE—WHICH MAKES MORE SENSE?

Had a client last year who thought assuming an FHA loan would be a breeze because of the lower rate. Three months later, they were still buried in pap...

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RE: Escrow accounts—better through banks or independent services?

Escrow through banks really can feel like you’re sending your money into the void. I’ve watched clients get so frustrated waiting for updates, and hon...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Had a VA appraiser once who flagged a missing stair railing but totally missed the fact that half the basement was damp and smelled like a swamp. They...

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RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)

Honestly, I get where you’re coming from, but I think the paperwork horror stories get a little overblown sometimes. Yeah, there’s a lot of it, but mo...

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