Totally get where you're coming from, but refinancing isn't always just a prettier wrapper—depends on your goals. I refinanced last year and lowered m...

Yeah, that's a good point. I refinanced last year and honestly wasn't sure how long I'd stay put. But even though I might not fully break even on clos...

Interesting points, but honestly, even regular check-ins and clear milestones aren't always enough. I had a similar experience, and despite weekly mee...

Yeah, I get what you're saying about giving lenders a heads-up, but honestly, sometimes even that doesn't seem to help much. When I refinanced a coupl...

Totally get where you're coming from with that. But isn't there a balance somewhere between jumping in blind and waiting forever? I refinanced last ye...