Congrats on getting debt-free—must feel like a huge weight off your shoulders. I’ve seen a few clients go this route, and honestly, when it works, it'...

Haha, true enough—chasing perfection in credit scores is like trying to find the perfect avocado...wait too long and you've missed your chance. I've s...

Haha, spreadsheets are the unsung heroes of refinancing decisions. Good on you for crunching those numbers—it's amazing how much a tiny rate differenc...

Haha, houses definitely have a twisted sense of humor sometimes... I've seen clients go through similar headaches right after signing papers. You're s...