I get where you’re coming from, but I think there’s a bit more flexibility in the 2-1 buydown than it seems at first glance. Here’s how I see it: - I...
Yeah, I get where you’re coming from. I refinanced my VA loan last year thinking I’d be here for a decade, but now there’s talk of another move. The c...
- Honestly, I don’t always see the value in comparing projected vs. actuals after every project. - Here’s why: - The variables are so wild—lik...
Finding that sweet spot is always tricky. Here’s how I try to balance it: - I keep at least 3-6 months’ worth of property expenses (mortgage, taxes, ...
I was in the same boat—refreshing rate trackers like it was a sport. But honestly, the biggest game-changer for me wasn’t timing the market, it was ge...
- Had the same experience when my aunt gifted me $2,500 for my down payment. Underwriter wanted a letter, bank statements, and even asked about a rand...
Couldn’t agree more—chasing the “perfect” rate is like waiting for your favorite band to reunite... might happen, but you’ll probably miss out on a lo...
Totally agree—one random credit pull or new account can throw things off. A few quick tips I always mention: - Pre-approval is stronger because lende...
Couldn’t agree more about the “no-cost” illusion. When I refinanced last year, my lender tried to gloss over the fact that the “no fees” option meant ...
- I’ve had mixed results. One big bank wouldn’t budge, but a local credit union actually walked me through each line item and dropped a $75 “processin...
Yeah, I totally get where you’re coming from. It’s wild how the “local vs online” debate isn’t as clear-cut as people make it out to be. Here’s what I...
- Couldn’t agree more about documenting everything. I’ve had landlords try to deduct for “damage” that was literally there before I moved in—photos sa...
- Honestly, I used to think warranties were a waste, but after my neighbor got hit with a $2k plumbing bill, I started looking at them differently. ...
Couldn’t agree more with that. I actually went down the balloon mortgage rabbit hole a couple years back when I was looking at my first place. Here’s ...
Title: Comparing Online Vs. In-Person Mortgage Rate Quotes - You’re spot on about those fees—they can sneak up and totally change the math. I’ve seen...