Why do VA mortgage rates seem higher lately?

- Totally get what you mean about the peace of mind—sometimes that’s hard to put a price on.
- I ran the numbers for both VA and conventional, and even though the VA rate looked a bit higher, the lack of PMI actually made the monthly payment lower for me.
- The funding fee was a tough pill to swallow upfront, but spreading it over the life of the loan helped.
- Credit flexibility was a game changer. My score isn’t perfect, so getting approved felt like a win.
- Not having to drain my savings for a huge down payment made the whole process way less stressful.

It’s not always just about the lowest rate on paper... sometimes it’s about what actually works for your situation.