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Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

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Posts: 3
(@jake_phillips4545)
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Definitely hear you on that—VA appraisals are more about making sure the property meets minimum standards, not catching every hidden problem. I’ve been burned by missed foundation issues before. That inspection fee feels like nothing compared to surprise repairs later, doesn’t it?


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echo_barkley
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(@echo_barkley)
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Yeah, that’s exactly it—the appraisal just checks the basics, but it won’t dig into stuff like a cracked slab or old wiring. I’ve seen folks skip the inspection thinking the VA covers everything, but that’s not really how it works. Did you ever try negotiating repairs after your inspection found something major, or did you just walk away from the deal?


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(@kenneth_summit)
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I’ve seen buyers get pretty creative after inspections turn up surprises—sometimes it’s a full-on negotiation circus, other times folks just bail if the seller won’t budge. I had one client who tried to get the seller to fix a leaky roof and ancient electrical panel, but the seller only offered a $500 credit... for repairs that probably cost ten times that. Ever run into sellers who flat-out refuse to do anything, even when it’s a safety issue? That always baffles me.


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