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Tapping into home equity for renovations—smart move or risky business?

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brodriguez77
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We've been thinking about finally updating our kitchen (it's seriously stuck in the early '90s, complete with floral wallpaper...ugh). A friend mentioned using home equity to fund renovations, but honestly, I'm a bit clueless about how it all works. Is it a good idea or am I setting myself up for trouble later? Would love to hear from anyone who's done this before—any regrets or things you'd wish you'd known beforehand?

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