"Did they seriously question you about a kayak sale...?"
Haha, lenders and their random obsessions never disappoint. Reminds me of a client I had last year who got grilled over a payment labeled "Pizza Emergency." I kid you not, underwriting genuinely wanted an explanation for what constituted a pizza emergency. Like, how do you even respond to that? "Sorry, underwriter, it was Friday night, kids were hungry, and Domino's was our only hope..." 😂
Honestly though, you'd think they'd have seen enough weird transactions by now to just shrug and move on. But nope, every now and then they still manage to surprise me with their curiosity. Keeps life interesting, I guess.
Haha, seriously, what's with lenders and their weird transaction obsessions? When we applied, they legit asked about a Venmo payment labeled "Unicorn Supplies"... like, do I even wanna explain that one to a stranger? Awkward silence ensued...
"Haha, seriously, what's with lenders and their weird transaction obsessions?"
I get the frustration, but honestly, lenders aren't just being nosy for fun. I've seen deals fall apart because of unexplained transactions—especially quirky ones labeled like yours. They're just covering their bases to avoid surprises down the line. Pro tip: keep your Venmo labels boring during mortgage applications... trust me, saves you from awkward unicorn convos later.
"Pro tip: keep your Venmo labels boring during mortgage applications... trust me, saves you from awkward unicorn convos later."
Haha, learned this the hard way myself. Had a friend who nearly lost their closing date because of some silly inside joke payment labels. Lenders aren't trying to ruin your fun—they're just hyper-cautious about potential fraud or hidden debts. Better safe than sorry, especially when you're dealing with something as big as a mortgage. Keep it simple and boring for a few months... your future self will thank you.
Haha, reminds me of a client who had to explain a Venmo payment labeled "Vegas winnings"—it was just pizza money from a fantasy football bet. Underwriters weren't amused. Wonder if anyone's had similar issues with PayPal or Zelle...?
