I hear you on not waiting forever for the “perfect” rate—been there, done that, and honestly, it’s easy to get stuck in analysis paralysis. Curious though, are you seeing any neighborhoods in North Texas where prices seem more resilient or even undervalued right now? I keep hearing mixed things about Frisco and McKinney...
Frisco and McKinney both get hyped up a lot, but I’ve seen Frisco’s prices hold steady even when other suburbs dip. McKinney has pockets that look undervalued on paper, but when you factor in taxes and HOA fees, it’s not always a bargain. Have you noticed any smaller towns north of those two where prices haven’t shot up yet? Sometimes the best deals are just outside the spotlight.
Sometimes the best deals are just outside the spotlight.
You nailed it—Frisco and McKinney are like the Beyonce and Jay-Z of North Texas real estate. But have you checked out Anna or Melissa lately? Here’s my take:
- Anna: Still some wiggle room on prices, especially if you don’t mind a little extra drive. Taxes are lower, and some neighborhoods don’t even have HOAs (which means more money for tacos… or, you know, actual investments).
- Melissa: Growing fast, but you can still find homes that aren’t priced like they come with a Tesla in the garage. Schools are solid, too.
- Princeton: It’s not as flashy, but you can snag new builds for less than you’d pay for a 90s fixer in Frisco. Just watch out for those builder HOAs—they sneak up on you.
I’ve had friends regret skipping these towns when prices were “just a little high” two years ago. Now they’re wishing they’d taken the plunge. Sometimes the best deals are where your GPS loses signal for a second.
Funny you mention Anna and Melissa—I had a client last year who was dead-set on McKinney until he realized his budget stretched way further up the road. He ended up in Melissa, got a bigger yard, and now jokes he can actually afford to buy his kids ice cream after school.
Couldn’t agree more. The “extra drive” pays off, especially when those property taxes come due.Sometimes the best deals are where your GPS loses signal for a second.
That “extra drive” line really hits home for me.
Last spring, I was all about Frisco—until I actually saw the HOA fees and taxes. Ended up in Princeton instead. The commute’s a bit longer, but I’m not sweating every bill, and my dog finally has space to run around. Sometimes it’s worth trading a few more minutes on 380 for a backyard BBQ and a little less financial stress.Sometimes the best deals are where your GPS loses signal for a second.
