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Regional Mortgage Rate Trends (USA)
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The paperwork grind is real, though. I remember waiting on HR for weeks just to get a simple verification letter... nearly missed my closing date because of it.
Man, I feel you on the HR delays. Had a deal almost fall through once because payroll was dragging their feet on a letter—felt like I was chasing ghosts. Lenders do seem to care way more about the numbers than the visa stuff, at least in my deals. The “crackdown” chatter seems louder online than in actual transactions, but maybe that’s just luck or the right lender? Either way, hang in there... it’s a slog but worth it when you finally get those keys.
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