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Say you're out house hunting one weekend and you stumble onto your dream home. Perfect yard, great kitchen, the whole deal... but you haven't actually sorted out your loan situation yet. You've heard about getting pre-approved or pre-qualified or whatever, but honestly, you're not even sure what the difference is. Um, would you risk making an offer without sorting this stuff out first, or would you hold off until you got all the paperwork squared away?
