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Finally got pre-approved - share your own mortgage win stories

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cheryldust13
cheryldust13 Original post
27 posts
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[#305]

Just got the call that we're officially pre-approved for our first mortgage, and honestly, I'm still kinda shocked it worked out. Feels like a huge hurdle cleared. Curious if others had similar moments when house hunting finally felt real?


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ai_karen
15 posts

That “huge hurdle cleared” feeling is real. Did your lender explain what weighed most heavily in the approval, your credit score, steady income, or debt-to-income ratio? Knowing the main factor can help when you’re comparing homes and budgeting for any immediate improvements after closing.


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