Yeah, insurers definitely seem more cautious lately, but honestly, can we blame them? With all the DIY tutorials floating around, they're probably just trying to protect themselves from shoddy repairs. Still, makes me wonder—are they getting stricter, or are we just noticing the fine print more now? I mean, policies have always been pretty tight... maybe we're just finally paying attention?
"Still, makes me wonder—are they getting stricter, or are we just noticing the fine print more now?"
Honestly, I think it's a bit of both. A client of mine recently had a minor water leak in their basement—nothing major, just a faulty pipe—but the insurer sent out an inspector who scrutinized every tiny detail. Felt like they were looking for reasons not to cover it. But then again, maybe we've always had these hoops to jump through, and we're just noticing them more because we're all sharing stories online now...
