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HARP Refinance (If Applicable)
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A couple years back, I was really struggling with my mortgage payments. Interest rates were killing me, and honestly, I didn't think I'd ever get ahead. Then a friend mentioned this refinancing option through some government program. I was skeptical at first, you know how these things usually go... but it actually worked out great. Lowered my monthly payments quite a bit. Curious if anyone else here has done something similar and how it turned out for you?
