Hard money lenders vs. online fix and flip platforms: which is less hassle?

Yeah, I hear you on the “pick your poison” part. I’ve had online lenders freeze up over a weird lien, and nobody could give me a straight answer for days. But with local guys, I’ve had docs go missing or random fees pop up last minute. Ever notice how both sides have their own brand of chaos? I guess it comes down to which kind of headache you’re willing to tolerate. For me, if it’s a cookie-cutter deal, I’ll take the online route just to avoid the back-and-forth. Anything even a little weird, though, I’d rather deal with a human who can actually make a call.