Just closed on my first place yesterday, still feels unreal tbh. Saved a decent chunk thanks to some gov't programs I didn't even know existed until my realtor mentioned them. Curious if anyone else managed to snag similar deals or perks when buying their first home?
Congrats on closing! I remember when I bought my first home, I didn't even realize there were programs available either until a coworker casually mentioned it. Ended up saving quite a bit with a local grant that covered part of my down payment. Funny how these things aren't always widely advertised.
When I refinanced last year, though, I found out about even more incentives—like energy efficiency rebates and tax credits for certain upgrades. Makes me wonder how many other perks I've missed out on over the years just because they're not common knowledge... It's definitely worth keeping an eye out for these hidden gems, especially if you're planning renovations or upgrades down the line. Did your realtor mention anything about ongoing incentives after purchase?
That's pretty interesting—I got lucky too with a down payment assistance program, but honestly had no clue about energy efficiency rebates until just now. Did you find that info through your lender or realtor, or did you have to dig around yourself? I'm planning on updating some windows and insulation soon, so it'd be great to know where to start looking for those rebates...
