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Mortgage Lenders vs Banks: Which Option Is Better for Buyers?

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(@apollogarcia63)
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I totally get what you mean about the docs—when I was going through my first mortgage application, I kept having to Google half the terms. I actually tried both a bank and a broker, just to compare. The broker was way more patient with my endless questions, but I still felt like I was missing something every time a new fee popped up. I did try pushing back with the bank, but honestly, they barely budged on anything. Maybe I just didn’t push hard enough... or maybe I was too nervous about messing something up. Either way, it’s wild how much you have to double-check everything just to make sure you’re not getting taken for a ride.


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