Totally get where you’re coming from. I remember staring at my closing docs thinking, “Wait, what’s this $85 processing fee for?” It’s easy to feel like you’re being nickel-and-dimed, but I’ve found that just asking about a weird charge usually gets a straight answer—or sometimes they’ll even drop it if it doesn’t make sense. I do think some fees are legit, but others feel made up. At the end of the day, it’s your money... might as well know where it’s going, right?
- Totally relate to the “what’s this fee?” confusion—felt like I needed a decoder ring for my closing docs.
- I did push back on a $60 “courier fee” and, surprise, it disappeared. Guess those paper pushers weren’t in such a hurry after all.
- Some fees are legit, but man, some feel like they’re just seeing if you’ll notice. Always worth asking, even if you feel awkward.
You nailed it—those closing docs can feel like a maze. I remember my first time, I had to Google half the line items just to figure out what I was actually paying for. Pushing back on fees is smart; it’s surprising how often they’ll just drop them if you question it. Some charges are legit, but there’s definitely a bit of “let’s see if they notice” going on. It’s awkward at first, but worth it in the end.
Pushing back on fees is smart; it’s surprising how often they’ll just drop them if you question it.
That’s wild, right? I was honestly shocked when my lender shaved off a couple hundred bucks just because I asked about a “processing fee.” Makes you wonder how much of this stuff is negotiable. Did anyone else run into weird charges that didn’t make sense? I had something called an “origination service review” and still not sure what that even covered...
It’s honestly kind of hilarious how some of these fees just melt away when you question them. “Origination service review” sounds like something they made up at lunch. I’ve seen “courier fee” on a digital-only transaction before… go figure. Always pays to ask, even if it feels awkward.
