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Anyone used a USDA RHS loan for a zero-down mortgage?

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(@dreamhomemortgage)
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Hey everyone,
I’m exploring mortgage options and came across the USDA RHS loan—apparently it offers no down payment, low rates, and is great for rural or suburban areas. Has anyone here actually used it? I’d love to hear about your experience, the approval process, and if it worked well with any specific mortgage companies in Plano TX or elsewhere.
Worth it or better to go FHA?

Thanks in advance!


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