Sometimes I worry I’ll miss something buried in those 50 pages...
Honestly, I get where you’re coming from, but I actually find e-signatures make it easier to catch stuff. The platforms usually highlight spots that need attention, and you can zoom in or search for keywords. Paper docs always felt more overwhelming to me—at least with digital, I can take my time and double-check things before clicking through. Maybe it’s just what you get used to?
I hear you on the digital docs being easier to navigate—searching for terms like “prepayment penalty” or “escrow” has saved me from missing details more than once. But I still see folks breeze through and e-sign without reading, just because it feels quicker. Do you ever find you get “click fatigue” after a while? I always tell my clients, slow down and ask questions, even if the platform makes it look simple. There’s a lot of fine print that can sneak past, digital or not.
Click fatigue is real, especially when you’re staring at page after page of disclosures. I’ve seen people just start skimming or zoning out after the fifth “sign here” prompt. One time, a client almost missed a clause about an early payoff fee because it was buried in a digital doc—he assumed the platform would flag anything important. I get that tech makes things faster, but I’m always a little wary of how easy it is to breeze past the details. Sometimes the “simple” interface hides some pretty complex stuff.
Sometimes the “simple” interface hides some pretty complex stuff.
That’s exactly what worries me. I remember refinancing last year and just clicking through, thinking, “How bad can it be?” Turns out, I almost agreed to a $400 processing fee I didn’t even need. The platform made it look like a standard step. If you’re trying to save every dollar, you really can’t trust those “easy” buttons. It’s way too easy to miss the fine print when you’re in a hurry.
Yeah, those “one-click” options can be a trap. I’ve seen contracts where the optional insurance or admin fees are just pre-checked, and if you’re not careful, you’re locked in. Makes me wonder—has anyone actually read through every page of their closing docs? I always feel like I’m missing something buried in there...
