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FHA Loans
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When I was trying to buy my first place, I was pretty overwhelmed by the whole loan process. But then a friend mentioned FHA loans and how they're a bit easier to qualify for if your credit isn't perfect or you don't have a huge down payment saved up. One thing that really helped me was making sure my debt-to-income ratio looked better by paying off some smaller debts first. Made a huge difference in getting approved. Curious if anyone else has any other useful tips or hacks they've discovered?
