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Been looking into financing options for a rental property and kind of stuck between going with a traditional mortgage or trying out one of those DSCR loans. Traditional seems familiar and comfortable, but I've heard DSCR loans can be easier approval-wise, especially if your income's a bit all over the place (like mine, lol). On the other hand, rates might be higher which is kinda meh. Curious if anyone's gone down either route—what did you choose and why?
