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finnm80
finnm80 OP
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[#442]

Investor cash flow: traditional mortgages vs DSCR loans

Been looking into financing options for a rental property and kind of stuck between going with a traditional mortgage or trying out one of those DSCR loans. Traditional seems familiar and comfortable, but I've heard DSCR loans can be easier approval-wise, especially if your income's a bit all over the place (like mine, lol). On the other hand, rates might be higher which is kinda meh. Curious if anyone's gone down either route - what did you choose and why?


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