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Debt Consolidation Options
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I’ve been researching mortgages and keep seeing that a high debt-to-income ratio can make approval difficult. However, I’ve also read that some FHA and conventional programs may allow higher DTI ratios if the borrower has strong income, credit, or other qualifying factors.
Has anyone here successfully gotten approved with a higher DTI? What helped your application the most?
I found this resource about mortgage options for higher DTI ratios that explains some available programs:
https://dreamhomemortgage.com/loan-options/featured/high-debt-to-income-ratios-up-to-57-fha-499-conventional/