From what I've seen, it usually goes something like this:
- If you split the initial cost, maintenance and repairs are typically shared too—but it's not automatic. Usually depends on how neighborly you're both feeling at the time...
- Storm damage is a gray area. Insurance might cover some of it, but if not, you're probably looking at another friendly chat over coffee (or beer).
- Best bet? Talk about it casually now, before anything happens. Saves awkward fence-side conversations later.
Totally agree that chatting beforehand saves headaches later. Learned that the hard way when a storm knocked our fence down—neighbor assumed we'd cover it all. Insurance didn't help much either... better to hash it out early, trust me.
Yeah, fences can be tricky. I've seen plenty of deals get messy because neighbors assumed things without talking first. Insurance isn't always the safety net people think it is either—fine print gets you every time. Good on you for learning from it though... better late than never, right? At least next time you'll know exactly where you stand.
"Insurance isn't always the safety net people think it is either—fine print gets you every time."
Haha, ain't that the truth... insurance companies have fine print down to an art form. Honestly, though, if you're ever unsure about property lines or fence issues, getting a proper survey done is worth every penny. Learned that the hard way myself after a neighbor dispute turned into a mini soap opera episode. Trust me, knowing exactly what's yours upfront saves a lot of headaches—and awkward backyard BBQs—down the road.
Learned that the hard way myself after a neighbor dispute turned into a mini soap opera episode.
Yeah, surveys really do clear things up. I refinanced last year and the surveyor caught that our fence was actually a foot into the neighbor's yard. Awkward conversation, but better than finding out after building a shed or something...
