Totally agree—waiting for the "perfect" moment usually backfires. Plus, getting into the market sooner helps you build equity faster, even if you have to swallow PMI for a bit. Learned that lesson myself years ago...
Yeah, I learned that one the hard way too. Waited around for my credit to be "perfect" after bankruptcy, and meanwhile watched home prices climb steadily. Jumping in sooner would've saved me a ton of stress (and cash)... hindsight, right?
I get your point, but rushing in too soon after bankruptcy can also backfire. I waited a bit longer, saved up a bigger down payment, and got better loan terms. It's a balancing act—timing matters, but so does financial stability.
Totally agree it's a balancing act. I jumped back in pretty quick after bankruptcy—thought I was ready—but looking back, wish I'd waited a bit more. Better loan terms can save you thousands down the road... patience pays off big time.
Yeah, patience is key for sure. I'm crunching numbers right now, and honestly, waiting another year or two to build up savings and improve credit could mean way better terms. Not the most exciting option, but my spreadsheet doesn't lie, haha...
