I spent the last 2 years chipping away at some pretty hefty credit card bills. Um, it felt endless, you know? Finally paid off the last bit yesterday, feels surreal. Curious if anyone else here dealt with something similar and how you handled it?
"Finally paid off the last bit yesterday, feels surreal."
Congrats! Seriously, that's huge. I remember when I finally cleared mine—it was like a weight lifted off my shoulders. Honestly, the toughest part for me was changing those little spending habits that kept sneaking up on me. Like, I'd tell myself "just one coffee won't hurt," and next thing I knew, my card statement looked like a Starbucks menu. 😂
What really helped me was setting up automatic transfers to savings right after payday—out of sight, out of mind, you know? Also, I started using cash more often for smaller purchases. Seeing actual bills leave my wallet made spending feel way more real.
Anyway, enjoy this moment—you've earned it. Just don't celebrate by buying something expensive on credit... trust me, been there, done that. 😅
