Totally relate to this. When I bought my first rental property, the first couple years felt like I was just spinning wheels—barely chipping away at th...

I switched methods myself a couple years back. Started with snowball because honestly, seeing those smaller balances disappear felt amazing and kept m...

Been there myself—waited around for rates to dip and ended up kicking myself later. Honestly, the best refinancing I've done wasn't at the lowest rate...

Yeah, totally agree with this. I had a friend who refinanced to consolidate debt, and while it seemed smart at first, they ended up stretching short-t...

Couldn't agree more with this. I remember back in 2018, I was eyeing a property that ticked most of my boxes, but I hesitated because I thought rates ...

I get the appeal of forced discipline, but honestly, locking yourself into higher payments isn't always the best move. A few years back, I went down t...