I get where you’re coming from—“forgivable” sounds too good to be true at first. Years ago, I helped a friend (also a teacher) navigate one of those p...

Yeah, I learned the hard way too. First VA property I bought, I figured the appraisal would catch anything major, so I skipped the inspection thinking...

Had a similar thing happen last year—thought I was being clever using a HELOC for some investment property repairs, but turns out only improvements on...

Totally get where you’re coming from. I’ve had my fair share of “convenience fees” that made me wonder if I was paying for someone’s lunch, but someti...

I get where you’re coming from, but I’ve actually had the opposite experience a couple times. For me, the big banks were more rigid on rates but some...

I get where you’re coming from, but honestly, I don’t totally blame the lenders for the deep dive. After my second property, I realized they’re not ju...

I totally get where you’re coming from. Years ago, I refinanced one of my rentals because the numbers looked great on paper—lower rate, big savings ov...

Totally relate to this. When I bought my first rental property, the first couple years felt like I was just spinning wheels—barely chipping away at th...

I switched methods myself a couple years back. Started with snowball because honestly, seeing those smaller balances disappear felt amazing and kept m...

Been there myself—waited around for rates to dip and ended up kicking myself later. Honestly, the best refinancing I've done wasn't at the lowest rate...

Yeah, totally agree with this. I had a friend who refinanced to consolidate debt, and while it seemed smart at first, they ended up stretching short-t...

Couldn't agree more with this. I remember back in 2018, I was eyeing a property that ticked most of my boxes, but I hesitated because I thought rates ...

I get the appeal of forced discipline, but honestly, locking yourself into higher payments isn't always the best move. A few years back, I went down t...