Title: Budgeting Was the Real Game Changer for Me Too Totally get where you’re coming from. When I refinanced last year, I figured my main issue was ...

Honestly, I think the spreadsheet thing is overrated. When I refinanced last year, I just kept a folder of PDFs and labeled them with whatever random ...

Had to laugh at this—my refi almost got held up because my mom paid me back for concert tickets. Underwriter wanted a paper trail like I was running a...

Title: Can Non-Permanent Residents Still Get FHA Loans? That’s been my experience too—sometimes it feels like underwriters are just testing to see ...