It’s wild to see how even small shifts in your credit score can change things, especially with mortgages. I’ve watched my own rate offers jump around ...

That’s a good point about the fine print—those riders can really sneak up on you. I’ve noticed some companies will bundle in stuff like water backup, ...

Honestly, I’ve seen the same thing—my last refi, they questioned a $20 Venmo from my sister but didn’t care about a much larger deposit from my employ...

Funny you mention the old sheets trick—I tried that once when I ran out of drop cloths, and honestly, it didn’t do much. The paint still managed to se...

I get where you’re coming from, but I actually think the “herd mentality” explanation gets a little overblown sometimes. I’ve refinanced a couple time...

Yeah, the “underwriting fee” always gets me too. I’ve had lenders try to explain it as the cost of reviewing your file, but it’s never clear what that...