That's a great point about flexibility. I've noticed the same thing—some lenders just aren't willing to step outside their comfort zone, even if the n...

In my experience, lenders rarely budge much on interest rates themselves, but they're often more open to negotiating things like origination fees or a...

I totally get your point about the strings attached to grants. When I bought my first place, I actually went with a grant program that required me to ...

Couldn't agree more with this. When we upgraded our windows, the comfort factor alone made it worth every penny. Thermostats are handy, sure, but they...

Hiring a lawyer helps sometimes, but honestly it can also complicate things—seen situations where attorneys dragged out simple issues. A good surveyor...

Glad you caught it early—those unexpected credit issues can be a real headache. When we bought our place, something similar popped up from an old stor...

I get your point about being cautious with equity, but sometimes mold isn't something you can just wait out or scale back on. Had a similar issue myse...

I get what you're saying, but sometimes those small charges are just their way of making sure there's no hidden debt or recurring expenses that weren'...

Had something similar happen when I ordered furniture from an overseas site. Bank flagged it immediately, and I had to spend 20 mins on the phone conv...

We redid our bathroom last year with a home equity loan—rates were slightly better then, but honestly, they're still pretty decent now. If your kitche...