Keeping digital copies is smart, but don’t bank on it being the magic bullet for taxes. The IRS doesn’t always care about your folder if you can’t con...

- Keeping a cash buffer is smart, especially after what you’ve been through. - Lenders can be all over the place—some want the max down, others care...

- Can’t blame you for being skeptical. I’ve seen some reviews that sound like they were written by a PR team, not real clients. - Friend referrals are...

Yeah, I’ve seen both sides too. A lot of people assume brokers always get the best deal, but that’s not guaranteed. Some banks really do keep their sh...

- Yep, inspections catch a lot but they're not magic. Good call on budgeting extra—it's not if something pops up, it's when. Still, owning beats renti...

Actually, I've seen it go both ways. When we bought our first place, the inspection was thorough—caught plumbing issues and even minor roof damage. Bu...

Totally agree with your point about paperwork not always telling the full story. A few extra things I've learned from experience: - Title insurance c...