You've really nailed it here, especially that point about timing. I've seen clients stress out after one rejection, thinking that's it—game over. But ...

Good points all around, and I get where you're coming from. Pre-approval definitely isn't bulletproof—I've seen similar scenarios myself. Had a deal l...

That's a solid example, and I've seen similar situations myself. One thing I'd add is that lenders often look favorably on buyers who've bounced back ...

I get your reasoning, but refinancing to shorten the term isn't always ideal. Here's my usual checklist: consider your long-term goals, crunch numbers...