Yeah, appraisal can definitely feel subjective sometimes. When I refinanced to ditch PMI, my appraiser spent a weird amount of time checking out the a...

I see where you're coming from, but honestly, refinancing isn't always about staying put long-term. Even if you end up moving sooner than expected, th...

Refinanced ours about 18 months ago, right when rates started climbing. Here's what I'd suggest if you're seriously considering it: 1. First, shop ar...

I've noticed accountability tracking can help, but it really depends on the lender. If competition works better in your case, try this: first, get a s...