yoga490
@yoga490
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Topics: 1 / Replies: 8
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RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)

Funny how “forever home” turns into “maybe not” after a few leaky pipes and 6am leaf blowers, right? I’m with you on not chasing every last decimal po...

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RE: Mortgage Refinance Dallas Texas | Save More with Local Experts

Title: Mortgage Refinance Dallas Texas | Save More with Local Experts Those “processing” fees are a moving target, aren’t they? I’ve had lenders try ...

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RE: RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES

I hear you, but I’ve seen ARMs bite people who thought they had a “real plan” too. Step one: make sure you’re not just betting on rates staying low. S...

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RE: Rolling credit cards into a new mortgage: worth it?

I get the hesitation around rolling credit card debt into a mortgage, but I think there’s a bit more nuance. Sometimes, stretching out a payment isn’t...

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RE: First-time buyer blues: grants vs. loan programs

Couldn’t agree more—half the time, folks get excited about “free money” and then hit a wall with all the hoops. I’ve seen buyers spend weeks chasing g...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Yeah, transparency's tricky—it's definitely not a one-size-fits-all approach. I've seen similar situations where borrowers thought they were being sma...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Good points, but I'd be cautious about trading unsecured debt for secured debt against your home. Sure, one payment feels simpler, but if things go si...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Couldn't agree more with this. I've seen too many folks dive headfirst into shorter terms thinking they're gonna save tons of cash in the long run—onl...

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