writing_scott
writing_scott
@writing_scott
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Topics: 0 / Replies: 9
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RE: Are you considering buying a home in Dallas? Read this before!

Yeah, I’ve noticed that too. It’s like, one lender barely glances at your statements, and the next is combing through every line like they’re looking ...

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RE: Found a sneaky way to lower those pesky interest rates

Man, the “courier charge” thing cracks me up every time. Like, are they sending my docs by carrier pigeon or what? I swear, lenders get creative with ...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

I hear you on the hidden costs—my friend got hit with a surprise roof assessment two months after moving in. I’m all for waiting if it means you can b...

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RE: Found a dream home thanks to rural loan perks

Haha, inspectors can be weirdly selective sometimes. From what I've seen, USDA inspections do tend to be a bit pickier about safety and livability stu...

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RE: Snowball vs avalanche method for tackling card debt

Totally agree about flexibility being key. I've also noticed that people sometimes underestimate how emotional debt payoff can be...like, logically av...

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RE: Found a dream home thanks to rural loan perks

Yeah, septic systems can be a real headache if they're not checked properly. A friend of mine skipped a thorough inspection to save a few bucks, and i...

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RE: Home equity loans and taxes—did you know this?

Yeah, feels like they're definitely tightening things up lately. Had a friend who refinanced recently, and the bank dug into tiny stuff from years bac...

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RE: Borrowed from a friend instead of the bank and it worked out great

Yeah, handshake deals can work...until they don't. I had a similar experience once—super casual loan between friends, seemed totally fine until repaym...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Couldn't agree more with this. When I switched careers a few years back, I thought I'd covered every angle—salary drop, retraining costs, even commuti...

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