Yeah, I get that they need to cover their bases, but sometimes it feels like overkill. When I refinanced last year, I swear I signed the same document...

I get where you’re coming from about the emergency fund—having that buffer does make life less stressful, no doubt. But I’ve been thinking lately, is ...

I totally get what you mean about the paperwork roulette. The last time I refinanced, one underwriter wanted pay stubs from a job I left years ago, an...

I get where you’re coming from, but I’ve actually gone the ARM route a couple times now and didn’t hate it. The lower rate up front let me pay down so...

Man, I totally get that hesitation. When I bought my first place, I was convinced I could handle a “little” fixer, but even just swapping out old appl...

Yeah, the “random request” thing is wild. I thought I was over-prepared when I refinanced last year—had a folder with everything, even stuff from my f...

Yeah, those fees are sneaky. I actually tried to push back on mine during a refinance, but the lender just shrugged and said it was “industry standard...

Yeah, those random fees are wild. When I refinanced last year, the “processing fee” was almost $400, and when I asked what it actually covered, the gu...

Totally get where you’re coming from. I’m actually in the middle of a refinance right now and, honestly, it feels like I need a decoder ring just to r...

Honestly, I kind of learned that the hard way. When we refinanced, I thought throwing every extra dime at the down payment would be the “responsible” ...

Yeah, newer doesn't always mean better. My house was built in 2010, and you'd think insulation would be solid, right? Nope... winters are freezing ups...

Been there myself with appraisal headaches—it's like the universe waits until you're almost at the finish line to toss in a curveball. Glad you had th...

I tried negotiating with my lender after getting a better offer elsewhere, and honestly...they barely budged. They threw in some minor perks, but noth...