Funny you mention the “maximum” thing—I remember the bank telling me how much I could borrow and thinking, “Are you sure you’ve seen my grocery bills?...

I get the appeal of bank-backed escrow—less drama, more sleep. But man, when I refinanced last year, my bank’s “predictable” process felt like watchin...

That’s the truth. I once boxed up all my tax docs thinking I was done, then got a frantic email asking for “just one more thing.” My garage still look...

Couldn’t agree more on the “slush fund” idea. I refinanced last year for a lower rate and honestly, my stress level dropped right along with my paymen...

That’s been my exact experience. When I refinanced last year, one underwriter wanted a stack of paperwork that could’ve doubled as a doorstop, while t...

I actually managed to get my title insurance fee knocked down a bit last year, but it took some awkward haggling and a lot of “let me check with my ma...

RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES I hear you on the fixed-rate comfort. I refinanced last year and went fixed, mostly because m...