williamr88
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RE: Borrowed from a friend instead of the bank and it worked out great
I get the appeal of skipping interest, but honestly, even with friends or family, charging a minimal interest rate can sometimes be beneficial. It kee...
RE: Found a sneaky way to lower those pesky interest rates
I've had mixed luck negotiating rates directly with card issuers. One time, after consistently paying on time for about 18 months, I called my bank an...