williamhistorian
williamhistorian
@williamhistorian
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Topics: 1 / Replies: 7
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RE: Taking over someone’s mortgage: a trick I learned the hard way

Title: Taking Over Someone’s Mortgage: A Trick I Learned the Hard Way Yeah, “assumable” is a pretty slippery term in practice. I ran into the same th...

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RE: Getting approved for an FHA loan: My step-by-step (and a few hiccups)

Totally get where you’re coming from. During my refi, the appraiser flagged a cracked outlet cover and a missing smoke detector battery. I mean, I get...

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RE: Does having a top-notch credit score really make home buying easier?

Yeah, I had a similar experience when I refinanced last year. My credit score was solid, but the underwriter still wanted a paper trail for every rand...

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RE: How to Buy a Home with Loan and Secure Your Dream Home

Honestly, I get why people say to keep accounts “boring” during the mortgage process, but I don’t think small deposits need to be a total dealbreaker....

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RE: Crystal ball or data crunching: which mortgage rate predictor do you trust more?

Couldn’t agree more about the credit stuff tripping people up. When I refinanced last year, I spent weeks watching rates and reading every prediction ...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

We refinanced our VA loan about two years ago, and honestly, it was kind of a mixed bag. The lower monthly payment was nice, but like others mentioned...

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RE: MAKING SURE YOU DIDN'T MISS ANYTHING BEFORE DECIDING

Totally agree on the imaginary skeptic thing. When I refinanced my house last year, I kept second-guessing myself until I tried explaining it to my br...

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