Yeah, I totally get being cautious, especially with something as big as refinancing. But honestly, isn't a "processing fee" pretty common? I mean, I'v...

Thanks for sharing your experience—definitely gives me something to think about. I'm considering an ARM because the initial payments seem so much more...

Yeah, totally get that feeling. I remember buying a pretty expensive smart TV thinking it'd stay relevant for years, but now it's missing half the app...