I totally get the urge to throw every extra dollar at the mortgage—there’s something satisfying about watching that number shrink. But I think you’re ...

Couldn’t agree more with this. I always tell folks to keep an eye on those patterns, even if the individual fees seem minor. Here’s my quick approach:...

I totally get the hesitation. I’ve seen buyers get excited about a down payment grant, only to find out they can’t sell or refinance for years without...

Totally get that. I’ve had clients who spent hours comparing lenders, only to save enough for a pizza. But here’s the thing—sometimes those “small” fe...

Timing a balloon mortgage with a flip or short-term hold is honestly a bit like trying to thread a needle while riding a roller coaster. In theory, it...

You're spot-on about chatting up neighbors—it's amazing what people casually mention when they're just out walking the dog or grabbing mail. Another t...

I've worked with a few clients who've navigated this, and yeah, the IRS can be pretty particular. Generally speaking, interest on home equity loans ca...

Totally agree on the timeline—six months can vanish quicker than you'd think, especially once those surprise expenses pop up. One thing I'd add is to ...

Honestly, predicting value is tricky because trends shift so unpredictably. I've seen homes with interiors that were once considered timeless suddenly...

That's a good point about internal oversight. I've seen lenders with great automation still miss things because they got complacent and assumed the te...

I've seen a few clients go down this road, and honestly, it can swing either way. The key is doing your homework upfront—really digging into the lende...