Mortgages discussions and local services.
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RE: Thinking about refinancing my mortgage - worth it or waste of time?
I agree with this point - it's often overlooked. From my experience, the temporary dip from the inquiry itself was minimal, but I did notice my average account age dropped quite a bit after refinancing. It wasn't drastic...
RE: Home equity loans and taxes - did you know this?
Yeah, taxes and home improvements can be a surprisingly complicated combo. Had a similar experience myself - thought I'd save big on solar panels, but the reality was less impressive. At least now we both know better for...
RE: Thinking about tapping into home equity for a remodel - smart move or risky?
Good call on the padding - bathrooms are notorious for hidden issues. I was skeptical at first about setting aside that much extra, but after my kitchen remodel turned into a plumbing nightmare, I learned the value of ca...