Totally agree—those “standard” fees are often just placeholders. Here’s the thing: - Lenders and title companies toss in all sorts of charges, half o...

Totally agree—credit score helps, but lenders are still digging deep. I’ve seen folks with 800+ scores get tripped up by something as random as a Venm...

- Happens more than you’d think. I’ve seen folks get denied over a $40 medical bill they didn’t even know was in collections. - Honestly, some counsel...

I hear you on the “timing the market” thing—honestly, I’ve watched a lot of folks get burned trying to outsmart it. But here’s where I get a little sk...

Yeah, I hear you on the down payment assistance stuff—sometimes it feels like you need a PhD just to get through the paperwork. Here’s my take: - 580...

Good points overall, but I'd caution against leaning too heavily on county assessor data. Sure, it's official, but I've seen plenty of cases where the...