Totally relate to the “spreadsheet city” life. I did something similar—ran every scenario, tried to predict the future (spoiler: couldn’t). That’s ho...

I get your point, but honestly, paper can be just as risky—fires, floods, coffee spills (been there...). Maybe the trick is diversifying: digital back...

Totally relate to this. When I bought my first place, I remember initially being drawn to homes with sleek kitchens and modern bathrooms. But after a ...

Yeah, that's definitely tricky... I think the key is having a baseline limit but also building in some wiggle room. Life happens, right? Maybe revisit...

I've been thinking about this a lot lately, especially being new to homeownership. When we bought our place, I made sure to run numbers assuming the m...

That's a good point about the upfront costs—when I was looking into refinancing, I made a simple spreadsheet to compare the total expenses vs. monthly...