Yeah, totally agree with you there. When I refinanced my home, I got conflicting advice too—one accountant was all about playing it safe, another seem...

Haha, learned this the hard way myself. Had a friend who nearly lost their closing date because of some silly inside joke payment labels. Lenders aren...

Yeah, HARP's definitely gone now. I looked into the High LTV refinance last year when I realized we were underwater too. Honestly, it seemed a bit tou...

Honestly, explaining large deposits isn't as daunting as it sounds—been there myself. Underwriters just want clarity. If you document it properly upfr...