Haha, this step hits way too close to home. Reminds me of the time my lender asked for a "statement of explanation" about a random credit inquiry from...

That's a good point about discipline. I remember when I first started making extra payments, I was super motivated and consistent for about a year. Th...

Interesting take, but I wonder if sometimes that financial pressure can actually sharpen your instincts rather than cloud them. A few years back, I to...

I remember when I locked mine in about a year and a half ago. At the time, everyone was debating whether rates would actually go up or if it was just ...