I get what you’re saying about sticking with the original loan and just tossing extra at the principal, but I’ll be honest—sometimes that’s easier sai...

This is the realest thing I’ve read all week. I tried to “wait out” the market in 2021 and ended up watching prices jump while my dream kitchen turned...

This is the realest thing I’ve read all week. I used to obsess over every point, but honestly, stressing over a single-digit dip just isn’t worth it. ...

Yep, been there myself—thought I was being super smart by tidying up my finances right before applying. Turns out lenders don't love surprises, even i...

Haha, negotiating upfront sounds great in theory, but honestly, lenders have a black belt in fine print jiu-jitsu. I've tried the whole "let's lay it ...

Haha, property lines are sneaky little things, aren't they? I feel your pain—went through something similar when we bought our place. Here's my unoffi...

I refinanced a few years back, and honestly, it was mostly psychological for me. Sure, the monthly payment dropped slightly, but after factoring in cl...

Ugh, totally feel your pain. Had a refinance last year that felt like Groundhog Day—same docs, same questions, rinse and repeat. Here's my survival gu...