I went through almost the exact same thought process recently. Initially, I leaned towards a smaller down payment to keep my cash reserves healthy. Bu...

I refinanced one of my properties a couple years back, and while it did help lower the monthly payments, I had to be careful about extending the loan ...

I see your point, but honestly, lenders are in a tough spot too. I've seen some pretty creative explanations for transactions over the years, and whil...

Couldn't agree more. When I tapped into my equity, I underestimated how quickly unexpected repairs could drain cash flow. Now I always factor in extra...